Our loans are designed to give you more financial freedom and empower you to meet pressing personal needs such as medical fees, education fees, home renovations, car purchases or maintenance, or even take a holiday. And with no collateral required, there is no risk involved.


Nokofin tailors your personal loan to suit you. You choose your loan amount – from R1 000 up to R150 000** and you can pick your repayment term, from 12 months up to five years. Your repayments are fixed so you don’t need to worry about interest rate fluctuations.

We know that you’re busy so won’t waste your time with face-to-face interviews or unnecessary paperwork. Just apply online anytime, 

Loan repayment terms range from 12 to 84 months. The maximum interest rate with regards to a Personal Loan* is 27.50% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile. An illustrative example of a loan at an interest rate of 27.50% per annum would be: Loan amount R50,000.00 plus a once-off initiation fee of R1,207.50+- and a monthly admin fee of R69.00, over 60 months. The total cost of the loan will be R98,878.61 which is an Annual Percentage Rate (APR) of 30.98%.

Nokofin is not a direct lender, we are a loan matching website that offers a loan finding services free of charge. Loan terms, conditions and policies vary by lender and applicant qualifications. Late or missed loan payments may be subject to increased fees and interest rates charged by the lender. Loan repayment periods vary with different credit providers. Lenders may use collection services for non-payment of loans. All finance options are subject to relevant credit checks and personal circumstances. To apply, you must be 18 years or older. Please carefully read the terms and conditions provided by the credit provider before applying.