What is Debt Management?


Debt management is a debt solution targeted at South Africans who struggling to make debt repayments, but are not yet classified as over-indebted.


Noko finacial services debt consultants will help clients organise an affordable, realistic and structured monthly budget and debt management plan. Debt management also consists of helping clients, facing financial difficulties, solve their debt problems and empower them to take back control over their financial situation by negotiating with creditors and initiating a payment plan. Debt management will provide clients with a guideline for eliminating and remaining out of debt.


Benefits of debt management:


Noko finacial services debt management consultants offer free, unbiased and expert advice on how to reduce debt

A debt plan will enable clients to stay on top of their finances

Debt repayment plans and budgets are tailored to the individual financial particulars of the client

Educates clients on how to reduce and manage debt, negotiate payment terms with creditors and constructively become debt free by gaining financial independence

Helps clients keep control of their money and make well informed decisions about monthly debt payments

Supplies clients with structured and helpful debt management tools needed to gain financial independence

Reduces debt repayment amounts and increases cash flow by managing debt

Read what Noko finacial services clients have to say about us, in our Noko finacial services case studies section.

Contact Us



Physical address: no 296 Schoeman street, Prime Towers, office 211

2nd floor, Pretoria Cetral, 0001       

Phone: 087 808 9804

Fax: 086 639 5364       

Cell: 071 236 9988






Physical address :

no 87 commissioner street           

central Johannesburg 2000,

3rd floor

Phone: 087 808 9778

Cell 072 977 1236