By relying on our action plans and tips, you can make wise choices and stay out of debt. There are a number of strategies e.g. lowering your interest charges, using your credit card wisely, paying off debt quickly, spending within your means, etc.

Try these strategies to avoid accumulating to much debt

  • Keep a budget
  • Revise down your lifestyle and live simple for a while
  • Compare prices when shopping
  • Buy generic brands & consider making bulk purchases
  • Use cash or debit cards for purchasing everyday items
  • Start saving to build an emergency fund
  • Find ways to earn more money



Physical address: no 296 Schoeman street, Prime Towers, office 211

2nd floor, Pretoria Cetral, 0001       

Phone: 087 808 9804

Fax: 086 639 5364       

Cell: 071 236 9988






Physical address :

no 87 commissioner street           

central Johannesburg 2000,

3rd floor

Phone: 087 808 9778

Cell 072 977 1236


No amount debt is too much for Noko to handle, contact one of our qualified agents today for help or complete the form below

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